EXAMPLE OF AN INVESTMENT STRATEGY FOR SINGAPORE INVESTORS
The example below is a one year period from 14th September 2007 to 14th September 2008 where the market is experiencing a very volatile period.
Example one:
If we were to invest $10,000 using our CPF in just one fund
Aberdeen China on 14.9.07 you would have purchased it at $1.48790 excluding 5% sales charge. You will get about 3193.17 units.
Presently the price of the investment is $2.3316 and thus your investment is valued at $7445.19 which is suffering a loss of 25.54%
Example two:
If you were to invest $10,000 using Strategic Asset Allocation System your investment would look like this:-
Aberdeen China: $5000 you would purchased it at $1.48790 including 5% sales charge would be 1596.58 units.
First State Dividend Fund: $3000 would give you 1915.45 units
DBS Enhanced Income Fund: $2000 including 1.5% sales charge would give you 1650.37 units
Present value of investment:-
Aberdeen China: $3722.58
First State Dividend Fund: 1992.06units inclusive dividend 4% total value 2336.50
DBS Enhanced Income Fund:$1997.48
Total Value of Investment: $8056.56 which is suffering a loss of 19.43%
Example Three:
If you were to invest $10,000 using Dynamic Asset Allocation System which you constantly adjust the mix of assets as markets rise and fall and the economy strengthens and weakens, then your investment will look like this: Target return: 15% plus purchasing 25% below market value
No fund should be purchased at that valued because all of them are overvalued on 14th September 2007 except to invest the investment into DBS enhanced income fund: $10000 valued at $1.19367 to get 8251.86 units.
Total investment valued at $9987.39 which is a loss of only 0.12%
Our investment strategy uses both fundamentals and technical analysis to give an objective decision on our client investment. Furthermore, our main focus will be the reduction of costs and fees for the client. We will direct our effort to give a better than average return to the client and promise that before you invest with us, we will teach you our investment methodology so that you truly understand why you are investing your money and you will take charge of the decision. We are merely guiding you towards making a more responsible decision for your life.
Call me at 91811147 or 63362001 ( Abdul Razak, Manager IFA Representative) at no absolute obligation even though you have invested your monies somewhere else.